Financial Wellness

Financial Literacy Series

In partnership with the Travis Credit Union, the Yolo County Library is offering a series of free monthly workshops in 2017 to support and build community knowledge of budget and financial literacy. 

All are welcome to attend the following workshops held every third Wednesday of the month at 6:00 p.m. in the Blanchard Room of the Mary L. Stephens Davis Branch Library, located at 315 E. 14th Street.

January 18: Build a Basic Budget: The Five Step Spending Plan

February 15: Get It Together: Organize your Financial Records

March 15: Solving the Mystery of Credit Reports

April 19: Ten Steps to Financial Success

May 17: Drive Away Happy, Car Buying Decisions

July 19: Mad City Money (activity for youths ages 14-22)

August 16: Identity Theft

Sept 20: College Financing 101

October 18: Psychology of Spending

November 15: Home Buyer Education


Financial Wellness is a state of well-being where an individual has:

  • Achieved minimal financial stress.
  • Established a strong financial foundation.
  • Created an ongoing plan to help reach future financial goals.

Seven out of ten American workers say financial stress is their most common cause of stress. Financial pressures can impact productivity, engagement, absence rates, retention and even employee health. Financial wellness often falls under a typical fear/avoidance/stress cycle. People generally avoid managing financial wellness because it is fraught with personal taboos, takes time and effort, and people often lack confidence in their financial literacy.

Areas of most concern for people:

  1. Emergency savings for unexpected expenses
  2. Retirement confidence
  3. Meeting household expenses (cash flow, budgeting and debt management)

Financial Stress Impacts work:

  • 20% of employees report that issues with personal finances have been a distraction at work.
  • 37% say that at work each week, they spend three hours or more thinking about or dealing with issues related to their personal finances.
  • 70% of HR professionals indicated that personal financial challenges have a large or some impact on their employees’ performance, mostly citing stress and distractibility as the main factors.

Take Action: Read and learn…

  •   A product of the Federal Financial Literacy and Education Commission.  A resource with numerous tools, quizzes and step-by-step information on building financial security.
  • The National Foundation for Credit Counseling®  founded in 1951, is the nation’s largest and longest-serving nonprofit financial counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior, and build capacity for its members to deliver the highest-quality financial education and counseling services.
  •  Ask Consumer Financial Protection Bureau offers clear, impartial answers to hundreds of financial questions.  Find the information you need to make more informed choices about your money.
  •  Whether  attending college soon, a current student, or already have student loans, find tools and resources to help you make the best decisions for you.
  • The Simple Dollar Website:  The Simple Dollar is a place where anyone can acquire financial information on finding the best products and services, saving money, making smart investments, and controlling personal finances
  • The Ultimate Guide to Paying off Student Loans The Simple Dollar
  • How to Budget for More Happiness, Greater Good Science Center

Take Action: Do…

Action for your Unit/Department:
Schedule a free financial education workshop or series for your staff:  
  • UC provides free financial and retirement education to all employees. Fidelity Retirement Planner, Rand Erickson, is dedicated to UC Davis and is responsible for the financial and retirement education of staff and faculty. Rand provides classes that can help you get the most from your UC Retirement System including the 403(b), 457(b) and DCP Plans. He also provides classes on creating a budget and eliminating debt, investing basics, college savings, estate planning, Social Security and much more. Classes are tailored to your time and needs. You can view a list of available classes here. To schedule a class or series of classes for your group, contact Rand at
  • SAFE Credit Union also offers free financial workshops for staf meetings. View a list of available classes here: SAFE Credit Union  Contact to connect with SAFE.
Action for yourself:


  • 211Yolo  Informational hub linking residents to health and human services, utility and others subsidy information and resources in the community.  
  • Child Care Financial Assistance page for other options in the community and within departments for aid, scholarships, and low-cost child care.
  • Dependent Care Flexible Spending Accounts  Employeess and Graduate Student Researchers are eligible.
  • VITA:  Free tax preparation and assistance for lower income UC Davis affiliates
  • Public Service Loan Forgiveness Program. Under this program, borrowers may qualify for forgiveness of the remaining balance of their Direct Loans after they have made 120 qualifying payments on those loans while employed full time by certain public service employers. The University of California is a qualified employer for the PSLF program. 
  • ARAG:  Sign up for the ARAG Legal plan (UC Access code: 11700uc) during open enrollment for online legal resources, telephone advice, and in-office services.  
  • Learn about 529 plans to save for college.
  • Fee Assistance  All career staff employees, with a minimum of one year of service, who wish to take courses supporting their individual UC career plans may apply to the Career Staff Development Fee Assistance Program. 
  • Family tax credit information: National Women's Law Center
  • SDPS Retirement Planning Classes
  •  All the information you need about your benefits, news, education and access to your account.
  • Retirement Savings Program
  • Staff Assembly Staff Pin and UC Davis Employee Discounts