Open Enrollment Highlights & Changes
UC will offer the same medical and non-medical plans in 2024.
With significant increases in medical plan costs — despite UC covering a larger share of premiums — it’s more important than ever to make sure you understand your options and costs.
You must enroll or re-enroll in your Health and/or Dependent Care FSA each year.
1. Changes to medical benefits are minor, apart from a few enhanced benefits across all of UC’s employee plans:
- FDA-approved over-the-counter contraceptive drugs and devices will have $0 cost-share (after the deductible, for UC Health Savings Plan and CORE) and no prescription requirement.
- Male sterilization (vasectomy services) will have $0 cost-share (after the deductible, for UC Health Savings Plan and CORE), if obtained in-network.
2. UC continues to pay the full cost of dental and vision coverage for employees and their eligible dependents.
- Employee vision plan coverage for contact lenses will change from a combined maximum benefit of $160 for lenses and exam to a maximum benefit of $160 for lenses, with the exam covered separately with a copay of up to $60.
3. UC’s accident, critical illness and hospital indemnity plan premiums aren't changing, but there are a few changes in benefits, including:
- Accident — Benefits are increasing for hospital admittance, ground transportation, medical appliances and more.
- Critical illness
- Pre-existing cancer diagnosis limitations will be removed.
- New infectious disease coverage (including for meningitis, lupus and Lyme’s disease) and wellness benefits will be added.
- Hospital indemnity — Mammography benefits are paused pending DOI approval; benefits for hospital admission and more are increasing.
4. There are no changes to premium costs or benefits for legal, disability, life or AD&D insurance.