UC Davis Health Sciences Compensation Plan (HSCP) faculty are offered the Supplemental Benefits Program (SBP) for Life Insurance, Accidental Death & Dismemberment (AD&D) and Disability Insurance on additional compensation (negotiated Y-Salary).
This program provides benefits coverage for faculty members holding a Health Sciences compensation plan job title 'H-COMP'.
This is in addition to the UC systemwide benefit enrollments reflected in UCPath, which only provide coverage on the faculty member's base (X) salary.
Special Enrollment Period
Opens: July 1 at 8 a.m.
Closes: July 31 at 11:59 p.m.
Join an in-person or virtual help desk
Special Enrollment Resources
Plan Overviews
The HSCP-SBP benefit plans are administered by Standard Insurance Company (The Standard) effective 7/1/2026.
Long Term Disability
Employer Paid | Automatic Enrollment
- Benefit provides 60% replacement income on your negotiated Y-Salary
- Maximum monthly benefit: $15,000
- Lump Sum Family Survivor Income benefit: 24-months
Long Term Disability Summary [PDF]
Basic Life and Accidental Death & Dismemberment
Employer Paid | Automatic Enrollment
- Coverage 1 x annual negotiated Y-Salary
- Maximum coverage $250,000
- Minimum coverage $10,000
Basic Life and Accidental Death & Dismemberment Summary [PDF]
Additional Life and Accidental Death & Dismemberment
Employee Paid | Voluntary Enrollment
- Coverage of 1, 2 or 3 x annual negotiated Y-Salary
- Guaranteed coverage up to $500,000 without answering medical questions
- Maximum coverage $750,000
- Minimum coverage $10,000
Additional Life and Accidental Death & Dismemberment Summary [PDF]
FAQs
- Who administers the HSCP-SBP benefits plans?
- Effective July 1, 2026, The Standard administers Basic Life and Basic AD&D, Long Term Disability (LTD), and Additional Life and AD&D. New York Life was the previous plan administrator.
- Who is eligible for the UC Davis HSCP-SBP?
- Health Sciences faculty members who have “H-Comp” in their job title and work at least 20 hours per week are eligible for the Supplemental Benefits Program.
- Do I need to sign-up for the HSCP-SBP benefits plans?
- Enrollment in Basic Life and AD&D and Long Term Disability (LTD) coverage for the y-component of salary is automatic for eligible employees. UC pays the premiums to The Standard.
Enrollment in Additional Life and AD&D coverage is optional and employee paid. Enrollment is completed via Ready Enroll. You will receive notification from Benefits and have 31 days to enroll in Additional coverage. - Can I view enrollment for the HSCP-SBP benefits plans in UCPath?
- No, UCPath reflects UC systemwide benefit programs on your base, x + x-prime salary. The ‘benefits summary’ does not include the HSCP-SBP benefits provided by The Standard, as the plans are administered locally through UC Davis.
To view benefits on your base salary, on the UCPath dashboard, select the ‘Health & Welfare’ menu, and select ‘benefits summary’.
If enrolled in the Additional Life and AD&D plan through The Standard, your UC paycheck will reflect a deduction for “UCD Group-Life Y”. - What disability coverage do I need?
Learn about disability coverage for Health Sciences “H-COMP” Faculty by watching the recorded presentation on the Health Sciences Compensation Plan Benefits webpage.
You can also visit the UC Davis School of Medicine Decision Support Tool.
- I am a new hire and already have a disability plan outside of UC. Do I need to enroll in Disability coverage through UC?
- The disability plans offer coverage on base salary (x + x-prime) via Lincoln Financial Group and negotiated salary (y) through The Standard. Both provide a benefit of up to 60% of lost earnings for the respective pay components. Any coverage through an LTD plan outside of UC would be in addition to coverage provided through UC.
- Is there a taxable amount associated with the Basic Term Life Insurance?
- Yes. The taxable value is only associated to the Basic Term Life Insurance portion of this policy. Per Internal Revenue Code (IRC) Section 79, the IRS defines employer provided group term life insurance for its employees as a benefit that is taxable as imputed income if coverage amount exceeds IRC coverage limit ($50,000.00). Since UC already provides a Basic Term Life Insurance policy for your Base Salary, your Basic Term Life Insurance policy through The Standard is subject to imputed income.
- How is the amount of my imputed income calculated?
Annual imputed income is calculated using the chart below as it is determined based on age of employee and amount that exceeds IRC limit:
Age Cost per $1,000 of Protection (1 Month) Under 25 $0.05 25 through 29 $0.06 30 through 34 $0.08 35 through 39 $0.09 40 through 44 $0.10 45 through 49 $0.15 50 through 54 $0.23 55 through 59 $0.43 60 through 64 $0.66 65 through 69 $1.27 70 and older $2.06 For more information on calculating imputed income, you may visit the IRS website.
- When will the imputed income appear on my paycheck?
- Imputed income will be added to your last paycheck of the calendar year. This tends to be earnings of November. The imputed income amount can be viewed under the Hours and Earnings section of the pay stub.
- When does coverage end?
Coverage for the Life and AD&D benefit plans through The Standard will end on the last day of the month in which you are no longer under an H-COMP position.
LTD coverage ends on your separation date.
It is important to know that there is benefit reduction in your life insurance coverage (Basic, Additional, and AD&D) once you reach the age of 75. This means once you turn 75, your benefit coverage will reduce to 50% of your Negotiated Salary. If enrolled in the additional Life and AD&D insurance plan, you are able to request cancellation of your Additional coverage once you turn 75. Please contact your benefits team for more information.
Resources and Support
- For eligibility, enrollment, and claim information, please contact [email protected]
- Visit the Schools of Health Human Sciences Compensation Plan webpage